How to Buy Generic and Store Brands to Save Money

If you’re looking for simple ways to cut your grocery bill without making drastic changes to your lifestyle, switching to generic or store brands is one of the easiest wins. Learning to buy generic brands to save money can lead to hundreds of dollars in annual savings – with little to no difference in quality for most products.

From pantry staples and cleaning supplies to medication and baby products, store-brand options are more widely available than ever, and many are made by the same manufacturers as national brands.

Store shelves displaying generic and name-brand products, illustrating how to buy generic brands to save money.
Andrii Borodai / iStock

1. Understand the Difference Between Generic and Name Brands

Generic products are typically sold under the retailer’s own label and cost significantly less than their name-brand counterparts. In many cases, they contain the exact same ingredients, are manufactured in the same facilities, and go through similar quality controls.

What you’re really paying extra for with name brands is:
  • Packaging and branding
  • National advertising
  • Shelf placement fees (charged by stores)

When you buy generic brands to save money, you’re skipping all of those extra costs and paying only for the product you actually need.

2. Start with Pantry Staples and Dry Goods

One of the best areas to test out generics is your pantry.

Products like:
  • Rice
  • Pasta
  • Canned beans
  • Flour
  • Sugar
  • Spices
  • Baking powder

…often taste and perform just as well as name-brand versions. You’ll typically save 20% to 50% on each item – savings that add up fast.

Related Post: How to Plan Meals and Cook at Home to Save Money

3. Try Store-Brand Dairy and Frozen Foods

Many grocery stores offer high-quality store-brand milk, cheese, butter, and frozen vegetables. These items are often indistinguishable in taste or quality from name brands but come at a much lower cost.

If you’re hesitant to switch, do a side-by-side taste test. Most families find that after a few weeks, they can’t tell the difference – and they don’t miss the higher prices either.

4. Choose Generic Medications and Supplement

Brand-name drugs and vitamins often come with a hefty price tag, but the truth is you’re usually paying for the label – not the ingredients. Generic medications and supplements are required by the FDA to meet the same rigorous standards for safety, effectiveness, and quality as their brand-name counterparts.

You can find high-quality generics at trusted retailers like:
  • CVS
  • Walgreens
  • Target
  • Costco
  • Amazon

Just check the active ingredients listed on the label to make sure they match those in the brand-name version. By choosing generics, you’re getting the same treatment at a fraction of the cost – without sacrificing quality.

5. Buy Generic Cleaning and Household Supplies

You can save a lot on products like:
  • Dish soap
  • Laundry detergent
  • Trash bags
  • Paper towels
  • All-purpose cleaners

Most store brands clean just as effectively as the big-name products, especially when they include the same active ingredients. Check online reviews or sites like Consumer Reports if you’re unsure.

6. Be Strategic with When to Avoid Generics

While generic products are a great value most of the time, there are a few categories where quality can vary:

  • Toilet paper or tissues: Some generics are thinner and less durable.
  • Batteries: Name brands often last longer in high-drain devices.
  • Certain baby products: Always consult your pediatrician, especially for formula.

Still, even in these areas, some generics perform just as well – you just need to try and compare.

7. Use Loyalty Programs and Store Apps for Extra Savings

Many grocery chains offer additional discounts on their own brands through apps and loyalty programs. Download your store’s app (like Kroger, Safeway, or Target Circle) and activate digital coupons to save even more when you buy generic brands to save money.

Some stores also have “Buy 1, Get 1” or bulk pricing on their store-brand goods.

Related Post: How to Track Your Monthly Expenses

8. Compare Unit Prices and Read Labels

Always compare unit prices (e.g., price per ounce) between name-brand and generic versions. You’ll often find that generics are the better value – even when the brand name is on sale.

Also read labels to check for:
  • Nutritional content
  • Ingredient list
  • Active compounds in medicine or cleaners

This helps ensure you’re not just saving money but also making informed choices.

9. Trust Reputable Retailers for Quality Store Brands

Some store brands are more consistent and trustworthy than others.

Retailers like:
  • Trader Joe’s
  • Costco (Kirkland Signature)
  • Aldi
  • Walmart (Great Value)
  • Target (Good & Gather)

…have built reputations for offering affordable, high-quality alternatives across all categories.

10. Add Up the Long-Term Savings

Swapping just a few items each shopping trip for the generic version can save you hundreds of dollars a year. Once you feel comfortable, you can expand to more product categories and watch your grocery bill shrink.

The goal isn’t to change your lifestyle overnight – but to slowly buy generic brands to save money in a way that feels sustainable and smart.

Making the switch to generic and store-brand products is one of the smartest and simplest ways to cut back on spending – without sacrificing quality. With a little research and testing, you’ll likely find that many generics are just as good than the name brands you’ve been paying extra for.

If you’re building your frugal lifestyle, this is one habit that can lead to consistent savings on every shopping trip.

Frequently Asked Questions (FAQs)

Are generic brands really the same as name brands?

Often, yes. Many are made by the same manufacturers with the same ingredients or components.

Are store-brand items lower in quality?

Not necessarily. In blind taste tests, many store brands score just as high (or higher) than name brands.

What should I look for when buying generic medication?

When buying generic medication, check the active ingredient on the label to ensure it matches the brand-name version. Also, buy from trusted retailers and pharmacies.

Do store-brand baby products work just as well?

Many do, but always consult your pediatrician before switching formula or other sensitive items.

How much can I save by buying generic?

Most people save 20% to 50% on average per item, which can add up to over $1,000 annually for a family.

Scroll to Top